Commercial/SBA Loan
Commercial & SBA Loans
are loans backed by the US Federal Government made in partnership with banks, credit unions, and other financial institutions. The SBA provides a government backed guarantee on a portion of each loan enabling these private lenders, such as Financiera Moderna, to deliver a loan for your small business needs at a reasonable interest rate. Financiera Moderna’s SBA lending division has a free application procedure and charges no upfront fees. Apply today!
Financiera Moderna
Confidently And Secure Loans
Get the intelligent, responsible and reliable financing you need through
Financiera Moderna, LLC. Our Commercial/SBA Loan’s real estate experts use a simple, common sense approach to close your deal as efficiently and effectively as possible. Let us add value to your investment decision-making process.
What can you expect?
– No upfront fees
– 15 to 30 year low fixed rate terms or ARMs available
– Dedicated team of mortgage specialist
– Minimum of 3.5% down (case by case)
– Primary residence or investment properties
– Flexible financing solutions for complex situations
How long does it take to get a loan?
60 to 90 days. Another factor is how long it takes you to gather all of the paperwork proving your financial status. Beyond that, the amount of time it takes to finalize an SBA loan largely depends on the lender’s timeline. Expect the process to take a minimum of 60 to 90 days.
How much do you have to put down for an SBA loan?
The majority of businesses will be eligible for this loan, which requires a credit score of 680 or higher, a 10% to 20% down payment, and some collateral. This type of SBA loan doesn’t need to be fully collateralized, and loans under $25,000 don’t require any collateral.